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12th July 2022 - Wavvy Wallet Brainstorm Meeting Minutes


  1. Wavvy Wallet Designs
  2. Wavvy Wallet Repo
  3. Wavvy Wallet API

Add Wallet

  • 🎟️ : To ensure accountability for CASH wallets, a user can monitor their cash payments by inputting the amount, tying it to an account, category, tag & indicate whether it's an income or expense.

  • 🎟️ : We can also monitor MPESA withdrawals in order to counter-track how the money was spent. (after a day/few days).

  • 🎟️ : We can add a BANK wallet via three means.

    • Direct Input
    • Analyzing account statements
    • Direct API integration with banks

Add Dependant

  • 🎟️ : Add dependant email address.
  • 🎟️ : Adding dependant details prompts a user via e-mail to install the application as well as get access credentials.

Loan Tracking

  • 🎟️ : We can monitor how far in payment the loan is in comparison to its expiration/due date.
  • 🎟️ : In loan formats with SMS support such as M-Shwari, we can monitor the loan expiration date directly by reading the message.


  • 🎟️ : Add tag filters within every category section.
  • 🎟️ : Add total expenses/income for each category section.
  • 🎟️ : Incorporate a cashflow statement feature (exportable PDF).
  • 🎟️ : Track salaries and income.

Sync Messages (Default Page)

  • 🎟️ : Add a sync messages page to show tagged/untagged transactions and unassociated account transactions.


  • 🎟️ : Incorporate reminders on recurrent bills as well as direct integration for payments via Safaricom's Daraja API (STK Push).


  • 🎟️ : Rename settings section to profile.
  • 🎟️ : Add a lists page to display loans, categories, tags, bills, accounts etc.


  1. Next two Tuesday's are development sprints.
  2. Design reviews to be done on 2nd August 2022.